medical plan overview

You have a choice of two medical plans through Aetna. If you live in Southern California, you may also choose either the Kaiser HMO or UnitedHealthcare HMO. 

who's eligible

• All regular, full-time, non-union hourly or salaried employees regularly scheduled to work at least 30 hours per week.
• Your eligible dependents. Generally, eligible dependents include:
  • Your legal spouse (unless legally separated)
  • Your dependent children up to age 26 (unless disabled and approved to be covered on the plan as an adult dependent), including your natural children, stepchildren, legally adopted children and children placed with you in the process of adoption. See your medical plan summary plan description for eligibility details.
• Union-represented employees if provided for in the collective bargaining agreement.

medical plan rates

Your monthly contribution is based on the plan you choose and your family coverage level. See 2016 Medical Plan Rates.

aetna medical plans

The Core Medical Plan and High Deductible Medical Plan are administered by Aetna and cover the same services.  Under both plans, you can see any provider, but you’ll save when you use a provider who participates in the plan’s network. In addition, network preventive care is paid 100% with no deductible. And, prescription drug coverage is provided through Express Scripts.

The differences between the plans are the monthly contributions for coverage, deductibles, copayments/coinsurance and out-of-pocket maximums. In addition, the High Deductible Medical Plan offers a separate Health Savings Account (HSA), which allows you to set aside money on a pre-tax basis to pay for eligible expenses now or in the future.

• Learn more about Aetna Medical Plans »

hmo medical plans

In Southern California, CRC also offers coverage through Kaiser Permanente and UnitedHealthcare HMOs (Health Maintenance Organizations). With these plans, you select a primary care physician to coordinate all your care. Covered medical services typically must be received from a specific network of doctors, hospitals and other medical providers. You pay a fixed copayment for most services. Copayments and monthly contributions vary by option.  

• Learn more about HMO Medical Plans »