CRC offers eligible retirees and dependents medical coverage through the CRC Retiree Medical Plan, administered by Aetna. If you live in Southern California, you may also choose the Kaiser HMO/Senior Advantage Retiree Plan.
Under current plan provisions, if you retire from CRC at age 55 or older with at least 10 years of CRC service, you and your eligible dependents are eligible for retiree medical and dental coverage. Refer to the summary plan description for eligibility details.
Your medical plan contributions are currently based on your combined years of age and CRC service at the time you retire. See 2016 Retiree Medical Base Plan Rates.
The CRC Retiree Medical Plan, administered by Aetna, provides medical benefits for in-network services (Aetna Choice POS II network). Prescription drug coverage is provided through Express Scripts.
The Retiree Medical Plan coordinates with your Medicare coverage:
Even if you fail to enroll in Medicare Parts A and B, CRC’s medical plan benefits will be reduced by what Medicare would have paid. In addition, the CRC plan calculates the amount you would have received under the plan if you were not eligible for Medicare, subtracts the amount payable by Medicare and reimburses the difference. You do not need to enroll in a Medicare Part D (prescription drug) plan.
In Southern California, CRC also offers Kaiser HMO for Retirees, a plan available to retirees under age 65. The Kaiser Senior Advantage Plan is available to those over age 65 and Medicare-eligible.
